Investment management / Oakland & remote
A disciplined investment approach for people who want every account to have a job and every risk to have a reason.
The work
Allocation, implementation, taxes, cash flows, and maintenance are managed as one household system rather than a collection of products.
Set risk from spending, time horizon, reserves, and capacity for change.
Favor transparent holdings whose role can be explained.
Use thresholds and cash flows to keep risk aligned.
Assets remain in the client’s name at an independent qualified custodian.
How this shows up in the first year
The order can change when deadlines or opportunities make one decision more urgent.
Connect allocation, reserves, and concentrated positions to the household plan.
Coordinate transfers, tax lots, rebalancing, and the choices that should stay open.
Use cash flows, thresholds, and reviews to keep the system aligned.
A clear next step
A short, no-pressure conversation about what is changing, what feels unresolved, and whether Harbor is the right fit.
Book an intro call